Debt Consolidation A debt consolidation loan allows you to replace multiple loans with a singleloan, often with a lower monthly payment and a longer repayment period.Debt consolidation loans are often secured against the equity in yourproperty, which normally results in a lower interest rate than unsecured loans. This can be a good option for consolidating credit card debts and other borrowings. About Us Privacy Policy THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSEDIF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. LowerLoans.co.uk © Copyright 2022